To fully understand my situation and my involvement with Adirondack Mistrust Company, it is important to consider several key factors when interpreting the issues caused by The Adirondack Trust Company. This page is not intended to promote myself, my business, or any related assets or liabilities. Instead, its purpose is to highlight the reckless actions and malicious litigation initiated against me by The Adirondack Trust Company and to clear the cloud of doubt that continues to affect my family.

The only regulations the bank was required to follow were those established under the CARES Act, specifically related to the Paycheck Protection Program (PPP). However, on October 11, 2020, the bank filed a lawsuit alleging that I committed PPP fraud, misused taxpayer funds, and was insolvent. Following this, the bank’s in-house counsel, Edward Connell, made defamatory statements about me and my family during court proceedings, without factual evidence to support these claims. The bank also drew attention to unrelated financial challenges my business faced, such as tax liabilities and mortgage defaults, in an effort to discredit me. While these financial difficulties existed at the time, they were irrelevant to my eligibility for the PPP loan and should not have factored into the lawsuit. The Adirondack Trust Company was fully aware of this, as they chose not to foreclose on millions of dollars in loans I had taken out with them prior to the pandemic. These loans remain active, and I continue to service them. Any potential retaliation from the bank in response to this page would only further underscore the recklessness and malicious intent behind their actions.

As a result of this baseless lawsuit, my family has suffered the consequences of these serious allegations. Who would question sworn statements, verified complaints, and front-page headlines issued by a bank? It is important to note that this lawsuit was not related to a loan default, but instead to allegations of fraud and misuse of taxpayer dollars.

This website exists to publicly correct the record. In simple terms, the bank’s claims were unfounded. If there had been any truth to their allegations, as we have seen in other recent fraud cases, I would have faced legal consequences. However, four years later, following a forensic audit that cleared me of wrongdoing and investigations by both the Criminal and Civil divisions of the U.S. Department of Justice, I am here to share my story. Although I have already proven my innocence, The Adirondack Trust Company has failed to accept responsibility for its actions. Leveraging their significant influence and reputation, they have attempted to apply further pressure on me. As they realize they will not prevail in this case, they have resorted to delay tactics with the legal process and distorting the facts in an attempt to create doubt and undermine my position.